SafetyWing Travel Insurance: Everything You Need to Know in 2025
Traveling abroad is exciting, but it comes with risks—medical emergencies, flight cancellations, lost luggage, and unexpected costs. That’s why SafetyWing travel insurance has become a trusted choice for digital nomads, long-term travelers, and expatriates who need affordable and flexible global health coverage. Unlike traditional insurers, SafetyWing is built with travelers in mind, offering worldwide protection at a fraction of the cost. In this in-depth guide, we’ll explore everything you need to know about SafetyWing in 2025, including its benefits, drawbacks, coverage, pricing, and why it might be the right fit for your next adventure.
Why SafetyWing Travel Insurance Matters for Modern Travelers
Travel insurance is no longer optional. In a world where countries require proof of coverage, airlines enforce strict health protocols, and medical costs abroad can run into thousands of dollars, having reliable travel insurance is essential. SafetyWing addresses these concerns by:
- Offering global coverage including most countries.
- Allowing flexible monthly subscription plans instead of upfront annual payments.
- Covering digital nomads, freelancers, and expats who work online.
- Providing both travel medical insurance and health insurance for remote workers.
This makes SafetyWing one of the most appealing insurance providers for long-term, budget-conscious travelers.
Key Features of SafetyWing Travel Insurance
Affordable Global Coverage for Digital Nomads
SafetyWing is often referred to as the “insurance for nomads”, designed for those who work remotely while traveling the world. Unlike traditional plans that require you to purchase long-term coverage in advance, SafetyWing allows you to subscribe monthly—just like Netflix.
Flexible Sign-up and Renewal
- You can purchase SafetyWing even if your trip has already started.
- Coverage renews automatically every 28 days until you cancel.
- You don’t need to specify your travel end date.
Worldwide Protection (with Some Exclusions)
- Coverage in all countries except North Korea, Cuba, and Iran.
- U.S. coverage is optional and costs extra.
Medical and Travel Coverage in One Plan
SafetyWing combines essential medical insurance (doctor visits, hospitalization, prescriptions, emergency evacuation) with travel-related benefits (trip interruptions, lost luggage, delays).
SafetyWing Travel Insurance Coverage Breakdown
Medical Coverage
- Hospitalization & Doctor Visits: Covers unexpected illness and accidents.
- Emergency Medical Evacuation: Covers transportation to the nearest hospital or your home country if necessary.
- COVID-19 Coverage: Included in all policies.
- Prescription Drugs: Limited to short-term treatments.
Travel Benefits
- Lost Checked Luggage: Compensation for lost items.
- Travel Delay: Reimbursement for meals and accommodation.
- Trip Interruption: Covers unexpected return flights due to emergencies.
What’s Not Covered?
While SafetyWing offers extensive protection, there are exclusions:
- Routine check-ups and preventive care.
- Pre-existing conditions (with some exceptions).
- High-risk sports like skydiving or scuba diving without certification.
SafetyWing vs. Traditional Travel Insurance
| Feature | SafetyWing | Traditional Insurers |
|---|---|---|
| Pricing | Subscription-based, from $45/month | Usually annual upfront |
| Flexibility | Buy anytime, cancel anytime | Must buy before trip |
| Target Users | Digital nomads, freelancers, long-term travelers | Short-term vacationers |
| Coverage | Global, with U.S. optional | Limited regional policies |
SafetyWing Travel Insurance Pricing in 2025
- Without U.S. coverage: approx. $45 per month for adults 18–39.
- With U.S. coverage: approx. $87 per month.
- Children: Up to 2 kids under 10 are included per adult at no extra cost.
This affordability makes SafetyWing highly competitive compared to companies like World Nomads or Allianz.
Who Should Consider SafetyWing Travel Insurance?
Perfect for:
- Digital Nomads: Traveling full-time while working online.
- Long-Term Travelers: Backpackers and gap-year students.
- Expats: Living abroad for extended periods.
- Remote Workers: Employees working from different countries.
Not Ideal for:
- Short-term holiday travelers who only need brief coverage.
- Those with complex medical needs requiring pre-existing condition coverage.
SafetyWing Nomad Insurance vs. Remote Health
SafetyWing offers two main products:
- Nomad Insurance – best for general travel and medical emergencies.
- Remote Health – a comprehensive health insurance plan covering preventive care, long-term treatments, and routine checkups.
If you’re living abroad permanently, Remote Health is the better option. For travelers, Nomad Insurance is usually sufficient.
SafetyWing Travel Insurance and COVID-19 Coverage
One of the most attractive features of SafetyWing is that it covers COVID-19 like any other illness, including testing and treatment (as long as it’s not preventive testing). This is crucial in 2025, as many countries still require proof of COVID-19 coverage for entry.
Advantages of SafetyWing Travel Insurance
- Affordable monthly plans.
- Global coverage including multiple countries.
- Kids under 10 included free.
- Easy to sign up while already abroad.
- Covers COVID-19.
- Transparent pricing.
Disadvantages of SafetyWing Travel Insurance
- Doesn’t cover pre-existing conditions.
- Limited coverage for valuables (electronics, cameras, laptops).
- Not designed for short vacation trips.
- Some claim processes may require documentation.
How to Buy SafetyWing Travel Insurance
Purchasing SafetyWing is simple:
- Visit SafetyWing’s official website and create an account.
- Select your travel coverage start date.
- Choose with or without U.S. coverage.
- Enter traveler details and make payment.
- Receive policy documents instantly.
If you need travel planning resources, check out ABX Travel Guides for more tips on budgeting, destinations, and safety advice.
FAQs About SafetyWing Travel Insurance
1. Does SafetyWing cover adventure sports?
Some sports like skiing and scuba diving are covered if done recreationally, but extreme sports may not be included.
2. Can I buy SafetyWing while already abroad?
Yes, you can purchase it anytime, even mid-trip.
3. Is SafetyWing accepted for visa requirements?
Yes, it meets most Schengen visa and international travel insurance requirements.
4. Can I include my children in the plan?
Yes, up to two children under 10 years old per adult are included free.
Final Thoughts: Is SafetyWing Travel Insurance Worth It in 2025?
For digital nomads, remote workers, and long-term travelers, SafetyWing travel insurance remains one of the most cost-effective and flexible solutions in 2025. Its monthly subscription model, global coverage, and inclusion of COVID-19 protection make it a standout choice for modern adventurers. While it has some limitations (like lack of pre-existing condition coverage), the affordability and ease of sign-up outweigh the drawbacks.
If you’re planning to work, live, or travel abroad for an extended time, SafetyWing could be the smartest investment for peace of mind.
